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Month: July 2017

Podcasts I am Addicted to

Podcasts I am Addicted to

Hi there, This is a list of podcasts that I listen to. I am sure I will post about something I’ve learned from these in the future, so here they all are. I also listen to podcasts 2x the normal speed, except for the one by Lena Dunham. I listened to that one at 1.5x. How I Built this by NPR- this has interviews with founders of CEOs from companies we all have heard of, including Mark Cuban, Richard Branson,…

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How I workout every morning

How I workout every morning

Everybody that knows me can tell you that I am not a morning person. I wake up at the very last-minute and take breakfast on the go, because I don’t have time to sit around and read a newspaper while enjoying my morning tea. If you are one of those people, I am jealous because no matter how many times I’ve tried, I just can’t get up. But somehow starting late last year, I have been able to workout every…

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$4000 Investments Update

$4000 Investments Update

Hi All, I made a few $1000 investments back on 5/30/2017. In total, I invested $3,962. As of 7/19/2017, I’ve earned about $85.46. That is pretty good considering I make like a dollar from the interest in my bank account for the entire year. See below for updates and calculation: Some interesting things to point out: Take a look at the % Increase column. What is interesting is that the S&P500 is outperforming both Fundrise and Ellevest. Note that Fundrise supposedly…

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Something to Think About Before You Buy Your Home

Something to Think About Before You Buy Your Home

“You do things when the opportunities come along. I’ve had periods in my life when I’ve had a bundle of ideas come along, and I’ve had long dry spells. If I get an idea next week, I’ll do something. If not, I won’t do a damn thing.” – Warren Buffett   Most people buy a home when they are ready. You think you are ready when: When you saved enough cash When you find a neighborhood you love When you…

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What’s the difference between credit and debit card fraud?

What’s the difference between credit and debit card fraud?

As mentioned in my previous post, I got credit card fraud. I got a full refund, so we are all good. However, if this happened with my debit card, then I would have been liable for a portion of it. Here are the fraud protection differences between your credit card and debit card. And they are pretty major. I got the information from the Federal Trade Commission website. Credit card fraud: Your max liability is $50. Your max liability is…

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I got Credit Card Fraud

I got Credit Card Fraud

Hi All, I got credit card fraud on my main credit card recently. Did I make a $345 purchase at Walmart.com mid June? No, I did not. But I did have to think about it and check my email. Turns out I’ve never shopped on Walmart.com… haha.  (I have the world’s worst memory.) Lucky for me, I got a full refund. This is a friendly reminder to check your credit card activity regularly. And while you are at it, you should…

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Short Story: Joe Credit Card and the Money Labyrinth Part 3

Short Story: Joe Credit Card and the Money Labyrinth Part 3

I like money, but I find learning about money to be rather boring.  Therefore I wrote a fictional short story that will provide financial lessons with an imaginary plot.  If you haven’t read part 1 or 2, do so now or you will be really confused as to what this is. Now on to the story. Joe and Zero walked through the new opening that the pennies (from Part 2) created and followed the arrow pointing to the last and…

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