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Category: Budgeting

What if you Invested Instead

What if you Invested Instead

So a couple weeks ago, I wrote a blog post, My Laziness cost me $20K. And it got me thinking about how often do we let these types of opportunities slip by. Are you making a $20K mistake and not even know it? (I dunno, so you better read it..bahah.) Sometimes we might fight off the urge to buy new shoes, new Target home décor, or another Alexa, which is good. Don’t buy stuff you don’t need, which ugh, can…

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Save, Splurge, or Regret- January

Save, Splurge, or Regret- January

So breaking news, Bruno Mars won big at 2018 Grammy Awards for Record of the Year and Album of Year for “24K Magic.” Lena Dunham’s ex boyfriend, Jack Antanoff, is now dating a model. Barf. Oh, and now you get to read about how I spend my money. This is Save, Splurge, or Regret. Save- I am pretty sensitive from motion sickness. In fact, I have gotten nauseous from watching movies at the theater (very lame). So I used to…

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Basic B* Financial Plan

Basic B* Financial Plan

It is a new year, and this is the time when people put action towards their goals so they can forget about them next month. I too am doing this; I have started my second week of meal prepping. Sunday I made tacos. I meal prepped chicken and ground beef, got canned corn and refried beans, cut up grape tomatoes and lettuce, purchased corn and crunchy tortillas. I even made rice, which I froze. This week I’ve had tacos, taco…

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My Laziness cost me $20K

My Laziness cost me $20K

I am kind of lazy. I don’t like making my bed. I don’t like hand-washing my dishes (and like why, I have a dishwasher, which I don’t like emptying). I don’t like cleaning (Roomba is my homeboy). I am even thinking of getting another Alexa because I am too lazy to keep walking into the living room to ask it questions (but I am also cheap, so do I reeeallllly need another Alexa? TBD). Sometimes, I will be sitting on…

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Finance and Coffee Break: Compound Interest in 5 steps

Finance and Coffee Break: Compound Interest in 5 steps

“My wealth has come from a combination of living in America, some lucky genes, and compound interest.”- Warren Buffett (billionaire) So guys, compound interest is pretty dang important. From my previous Coffee and Finance Post, Are you Financially Literate?, Question 1 is all about Compound Interest. Compound Interest increases the last balance, whereas simple interest increases the original amount; Sometimes Compound Interest is good, because it increases the latest balance in your account. But sometimes it’s bad, because it increases the…

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Finance and Coffee Break: Are you Financially Literate?

Finance and Coffee Break: Are you Financially Literate?

I was listening to an episode of Freakonomics Radio podcast from August 2017, and they were talking about how Americans lack financial literacy today. On the episode, they had two economists, Annemarie Lusardi and Olivia Mitchell, discuss their study that involved a basic 3 question survey to gage how financially literate you were. Now, wouldn’t it be fun for you to try and answer these questions too? (So fun). So here they are: Question 1 Suppose you have $100 in a savings…

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