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Tag: credit card

Basic B* Financial Plan

Basic B* Financial Plan

It is a new year, and this is the time when people put action towards their goals so they can forget about them next month. I too am doing this; I have started my second week of meal prepping. Sunday I made tacos. I meal prepped chicken and ground beef, got canned corn and refried beans, cut up grape tomatoes and lettuce, purchased corn and crunchy tortillas. I even made rice, which I froze. This week I’ve had tacos, taco…

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How LONG before you pay your Credit Card- Download

How LONG before you pay your Credit Card- Download

How many months and years will it take to pay off your credit card? If it you pay an extra $100 per month, how much interest will that actually save you in the long run? Well, I have created a template for you to figure that out! Just enter your credit balance, your APR %, and how much you pay every month. Based on that, this template will tell you how long it will take you and how much interest…

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0% Interest Credit Cards

0% Interest Credit Cards

Credit cards, they are like the backstabbing friend that is nice to your face (when you go shopping, eat out, take trips together), but will burn you behind your back if you aren’t careful. If you are the type of person that pays their entire credit card balance every month, then good for you. You don’t need a 0% card because you don’t get charged interest anyway. However if you are like everybody else in America, you have some credit…

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Should you consolidate your credit card debt?

Should you consolidate your credit card debt?

So you may have been hearing stuff about consolidating your credit card debt, but what does that even mean? Well, if you have five credit cards, that means you are making five payments with different interest rates on different dates to different companies every month. What a pain in the ass! Consolidating your credit card means that you will be paying one company one large payment with one interest rate per month. Ahhh, sounds simpler. When you have a bunch…

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You saved $1000… now what!?

You saved $1000… now what!?

First of all, great job. It’s not easy to save $1000, so here is what I think you should do with it. 1) Pay off Credit Card debt If you have credit card debt, then you are probably getting hit with high interest rates. You want to pay those off ASAP. If you have $1000 to spare in your bank account, but you have a balance due every month for your Credit Card, I suggest you pay those off as…

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What’s the difference between credit and debit card fraud?

What’s the difference between credit and debit card fraud?

As mentioned in my previous post, I got credit card fraud. I got a full refund, so we are all good. However, if this happened with my debit card, then I would have been liable for a portion of it. Here are the fraud protection differences between your credit card and debit card. And they are pretty major. I got the information from the Federal Trade Commission website. Credit card fraud: Your max liability is $50. Your max liability is…

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I got Credit Card Fraud

I got Credit Card Fraud

Hi All, I got credit card fraud on my main credit card recently. Did I make a $345 purchase at Walmart.com mid June? No, I did not. But I did have to think about it and check my email. Turns out I’ve never shopped on Walmart.com… haha.  (I have the world’s worst memory.) Lucky for me, I got a full refund. This is a friendly reminder to check your credit card activity regularly. And while you are at it, you should…

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